Cars, RC more expensive by 18% in one year, petrol rises but only slightly


In the first months of 2023, Italian motorists paid out more for civil liability insurance: average inflation of 18%, with peaks of 25% in Abruzzo. Fuels rise but, due to the cut in excise duties in force until the end of 2022, less than one might expect

While the Government is considering saying goodbye to the super-vignette for the most powerful cars (those with power over 185 kW), the first 4 months of the year were quite demanding even for the pockets of Italian motorists who do not own supercars. Practically all the main expenditure items have undergone price increases: fuel and motor liability insurance in the foreground. With some surprises. In spite of the media perception (given the great clamor of the increases at the distributor and of the Government’s intervention to cut the excise duties), it is the costs for the insurance that have increased the most, in percentage: at least in the comparison between the first quarter of the 2023 and the same period of the previous year.

In March 2023 almost 950 euros to insure

Let’s start right from the expense for the RC, the compulsory insurance for civil liability (excluding the many ancillary items that can be added, and often are added; for example roadside assistance, legal protection, driver’s accident guarantee, theft coverage and fire.

Looking not at percentage increases but at absolute values, Campania confirms itself as the region where insurance costs the most: in March 2023, an average of 943.76 euros was needed, i.e. 79.4% more than the average national. Followed by Puglia (613.22 euros) and Calabria (604.39 euros). The cheapest regions, on the other hand, are confirmed to be Friuli-Venezia Giulia (370.23 euros), Lombardy (409.06 euros) and Trentino-Alto Adige (413.03 euros).

If insurance costs on average almost a fifth more, not so to fill up with petrol. Despite the media clamor of the increases to the distributor. Let us briefly recall what happened: with the invasion of Ukraine (February 24, 2022), energy prices rose rapidly, and already in March the Italian government intervened to cut excise duties (fixed taxes) on petrol and diesel: about 30 cents per litre. Cut halved in December and completely canceled from January 1 this year. Here, we are interested in comparing the first 4 months of 2023 with the first quarter of 2022. It can be seen that the Italians paid more, but less than one might expect. Also because the months of January and February 2022 are included in the comparison, in which fuel prices were not yet affected by the energy crisis triggered by the war.

Having said that, here are the burdens for those who have a car considered average” (ie, a C-segment vehicle, a two or three volume sedan suitable for a family). This is the average monthly trend of petrol prices according to the MISE tables:

Here is the comparison between the first 4 months of the year and those of a year ago: elaboration by Facile.it on the average prices recorded by the MISE.

Simplifying, a motorist who drove a “medium segment” petrol-powered car spent, on average, 476 euros, value in line with last year. If prices remain at these levels, the total annual expenditure in 2023 is calculated at 1,434 euros. On the other hand, considering diesel-powered cars, the average expenditure in the first 4 months of the year was equal to 392 euros, an increase of almost 3% compared to the same period last year. If prices remain at these levels, the total annual expenditure for 2023 will be 1,171 euros. The simulations taking into consideration an average annual distance of 11,708 km.



Source-tg24.sky.it